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Products & Services
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The Fuller Agency offers a wealth of insurance options. From auto to home, we've got your every need covered.
Auto:
Auto insurance in Virginia can be complex. It is important to discuss your situation with us. We will take time to explain your choices. Some insurers sell auto insurance through telemarketers, but our clients receive a much higher level of service without higher costs. We can prove time and time again that there is no substitute for having an agent to guide you.
Generally speaking, most Personal Auto policies provide the following basic coverage:
• Bodily Injury Liability - Covers accidental injury or death of another person if caused by you in an automobile related accident.
• Property Damage Liability - Covers accidental damage to other people's property if caused by you in an automobile related accident.
• Defense Costs - Covers court costs, legal expenses and attorney's fees.
• Collision - Covers you for damage to your car in an accident, regardless of who was at fault.
• Other Than Collision - Covers your car against damage from fire, lightning, flood, theft, glass breakage, falling objects, and other specified perils.
• Medical Payments - Covers you and your family in any car, and anyone riding in your car for medical expenses resulting from an accident.
• Uninsured / Underinsured Motorist - Covers injury suffered by you, your family and anyone riding in your car against the uninsured / underinsured or hit-and-run driver.
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Life:
Life insurance may be one of the most important purchases youʼll ever make. In the event of a tragedy, life insurance proceeds can help pay the bills, continue a family business, finance future needs like your childrenʼs education, protect your spouseʼs retirement plans, and much more.
We will sit down with you to determine the proper amount and type of coverage and, working through a broker with access to more than 30 companies, find the best combination of price and quality to fit your unique situation.
The Life and Health Insurance Foundation for Education (LIFE), has an excellent calculator to use when getting started thinking about life insurance coverage.
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Business:
In today's increasingly dynamic world, it is becoming more important than ever for businesses to have insurance that's in-synch with their evolving risks. With core property casualty products such as auto, general liability, umbrella excess liability, property insurance and workers compensation we're ready to help you find the protection you need.
Contact us today so that we can discuss the details of your business and tailor a package of specific coverages to protect what you've worked so hard to build and maintain.
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Homeowners:
Every day as a homeowner, you are exposed to the potential for financial loss resulting from fire, harsh elements, theft and destruction... you may even be held responsible if your guests harm themselves on your property. Additonally, you can be held liable for the actions of your live-in family members.
A Homeowners Policy can provide the level of protection that will allow you and your family to sleep well at night. Policy Coverages include:
Property Coverages
- Your home
- Other buildings on your property
- Your personal propery
Liability Coverages
- Medical payments to guests who are injured accidentally while on your property
- Comprehensive personal liability when you become legally liable for accidental injuries to visitors on your property
Optional Coverages
Ask us about other optional coverages you can add to your policy:
- Business in the Home Endorsement
- Replacement Cost
- Water Back-Up
- Special Contents
- Identity Fraud Expense
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